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Real interest rate: the nominal (quoted) interest rate minus the inflation rate.
Realise: to sell an investment.
Realised capital gain: when an investment is sold and a profit is made.
Reasonable Benefit Limit (RBL): the maximum superannuation benefit a person can build up over their lifetime which is taxed on a concessional basis.
Redemption/redeem: to withdraw, or sell, an investment.
Redemption price: the price at which an investor can withdraw their units from a fund or trust.
Reinvest: where income from an investment is used to make an additional investment, generally at no fee, to allow greater returns through the benefit of compound interest.
Residual: the lump sum remaining at the end of a lease, to be paid by the lessee.
Return: the amount of money received from an investment each year. Can be comprised of income and/or capital growth and is expressed as a percentage.
Risk: the variability of returns. Generally, the higher the level of risk an investor is prepared to accept, the higher the potential return over time may be.
Rollover/rolling over: the transfer of a superannuation benefit or an eligible termination payment within the superannuation environment between superannuation funds, or from a superannuation fund to a pension or annuity.