1. Getting to know you and understand what you want

Your Financial Plan is about you. We therefore spend considerable time learning about your attitude to money, wants, financial goals and objectives.

We do more than a tick the box exercise and conduct a far more thorough and complete analysis on where you are today and where you want to be. This information is very important to us, through it we can build the bridge that will take you to that desired future.

2. Understanding your thinking preferences

We obtain valuable and insightful information about your thinking preferences by conducting a Herrmann Brain Dominance Instrument (HBDI) profile, which also inform us about the way you prefer to learn, communicate and make decisions. This is a very powerful tool that allow us to create a better relationship with you, presenting and communicating your financial plan in a way you have a better understanding of where, what, when and why to invest.

It also ensures we propose an investment structure appropriate to you, while identifying your attitude to money that might be limiting your level of wealth creation.

The majority of your investment returns will be determined by your tolerance to risk vs rewards, because it will be the primary driver in deciding the development of your investment portfolio.

3. Designing your Financial Plan

With all the information received from you we create a Financial Plan that will bridge the gap between your current financial situation and your desired financial goals. It is detailed and comprehensive providing a clear strategy benchmarking your milestones and your objectives for short, medium and long term investments, it shows you how to get where you want to be.

This tailored Financial Plan encompass all essential components such as Asset Protection, Finance, Debt Reduction, Risk Management, Investment Portfolio, Tax Planning, Superannuation and Retirement.

“That’s the art of being a great advisor, is not the product but the strategy which matters most and make a difference in our clients’ results. To have experience, intuition and be a part of a team of people who are leaders in their field. That is why we can say we make a difference, we know we do”

4. Implementing your Plan

Once you have your tailor made Financial Plan, and according to your investment style, we can be involved in your portfolio management as much as you want us to be:

Because we are independently owned, our advice is always transparent and in your best interests.

5. Guiding you through the process

Vantage will work through the journey with you to make sure you achieve your preferred future.

At this stage, according to the role you want us to play, we will define the responsibilities we need to accomplish.

Vantage organise on-going strategic and educational sessions with other Vantage clients to help you understand what you need to know to take control of your investments, and how to take advantage of opportunities when they arise.

We will unravel the complexities of investment and tax-effective strategies, explain investment cycles, talk about different types of investments and provide opportunities for you to share your experience with other Vantage clients and industry specialists.

“We always want to know what we can do better. We value our client’s input and we always ask for their feedback. We provide a personal service that helps us to understand what they are happy with and what not”.

Ron Kucharski

6. Revising your progress every year

It’s very common for investors to feel ignored by an advisor once they have agreed to a Financial Plan that often comprises only of managed funds.

Because our investment plans are tailored specifically to your needs, and investment markets and climates frequently change – we believe it is essential to revise and chart your progress, in order to recommend any portfolio changes according to your current financial situation, the economic and social trends.

A key part of how we do this is to conduct a complete assessment annually to audit all your personal financial issues. It’s not simply a review of the recommendations we made 12 months prior, a complete appraisal of your cash flow, taxes, investments and overall wealth plan on track despite market fluctuations. We also keep you informed about your progress, and ensure you are comfortable with our reasons for recommending any adjustments to your plan.

7. Preserving & Enjoying your Wealth

Setting your financial goals is a never-ending process, we understand they are a living system and the need to adjust your financial strategy considering your life stages and specific wants.

We are also aware that change is always coming, that the market grows and go down, that economies improve and economies collapse and we also know that the more changes are presented the more opportunities are available for you.

That is how we constantly develop your strategy for preserving and growing your wealth, regardless how much you have already achieved. We make available tax-effective income streams to have your money effectively working for you.

Our aim is for you to enjoy the lifestyle you have ever wanted.